*APR=Annual Percentage Rate. Loans are for qualified borrowers and the rate given is based on creditworthiness. Rates are subject to change without notice. No further rate discounts apply. Minimum Home Equity Amount is $15,000, maximum loan amount is 80% of appraisal value less mortgage balance if applicable. Primary PA residences only. Current Penn East FCU loans must include $15,000 in new money. Estimated monthly payment of $18.41 per $1,000 borrowed at 3.99% APR for 60 months. Full details are available at the credit union.