All loans subject to approval.
Auto Rates – 2021 or Newer
Vehicle Year | Term | APR |
---|---|---|
New Autos (2021 or Newer) | Up to 60 Months | 7.74%-18.00% |
Up to 72 Months | 7.99%-18.00% | |
Up to 84 Months | 8.24%-18.00% |
APR=Annual Percentage Rate. Rates and terms vary based on creditworthiness. All rates are subject to change without notice. All loans are subject to approval. Auto loan rates listed are for 2021 model year or newer cars, for all other rates please contact the Credit Union. Auto loans paid through ACH/payroll receive a discount of -.25% (Indirect auto loans, overdraft line of credit and home equity line of credit are excluded.)
Used Auto Loan – 2018-2019-2020 Model Year
Type | Term | APR |
---|---|---|
Used Auto (2018-2019-2020 Vehicle) | Up to 60 months | 8.24%-18.00% |
Up to 72 months | 8.49%-18.00% |
APR=Annual Percentage Rate. Rates and terms vary based on creditworthiness. All rates are subject to change without notice. All loans are subject to approval. Auto loan rates listed are for 2018-2019-2020 model year vehicles, for all other rates please contact the Credit Union. Used Auto Loans paid through ACH/payroll receive a discount of -.25% (Indirect auto loans, overdraft line of credit and home equity line of credit are excluded.)
Used Auto Loan – 2015-2016-2017 Model Year
Type | Term | APR |
---|---|---|
Used Auto Loan (2015-2016-2017 model year) | Up to 60 Months | 9.24%-18.00% |
APR=Annual Percentage Rate. Rates and terms vary based on creditworthiness. All rates are subject to change without notice. All loans are subject to approval. Auto loan rates listed are for 2015-2016-2017 model year vehicles, for all other rates please contact the Credit Union. Used Auto Loans paid through ACH/payroll receive a discount of -.25% (Indirect auto loans, overdraft line of credit and home equity line of credit are excluded.)
Used Auto Loan- 2012- 2013-2014
Vehicle Year | Term | APR |
---|---|---|
Used Auto Loan (2012- 2013-2014) | Up to 48 months | 10.99%-18.00% |
APR=Annual Percentage Rate. Rates and terms vary based on creditworthiness. All rates are subject to change without notice. All loans are subject to approval. Auto loan rates listed are for 2012- 2013-2014 model year cars, for all other rates please contact the Credit Union. Used Auto Loans paid through ACH/payroll receive a discount of -.25% (Indirect auto loans, overdraft line of credit and home equity line of credit are excluded.)
Recreational Vehicle Rates (2021 or newer Boats & RVs only)
Type | Term | APR |
---|---|---|
Recreational Vehicle (2021 or newer Boats & RVs only) | Up to 36 Months | 10.24% - 18.00% |
Up to 48 Months | 10.49%-18.00% | |
Up to 60 Months | 10.74%-18.00% |
APR=Annual Percentage Rate. Rates and terms vary based on creditworthiness. All rates are subject to change without notice. All loans are subject to approval. 2019 model year or newer Boats & RVs only. Boats and RV’s must be purchased from authorized dealer only(no private party sales). All Recreational Vehicle loans paid through ACH/payroll receive a discount of -.25% (Indirect loans, overdraft line of credit and home equity line of credit are excluded.)
PEFCU Credit Card Rates
Type | APR |
---|---|
PEFCU Mastercard Platinum Credit Card | As low As 9.99% |
APR=Annual Percentage Rate. Rates and terms vary based on creditworthiness. All rates are subject to change without notice. All loans are subject to approval.
Home Equity Line of Credit Rates (Variable Rate)
Type | Term | APR |
---|---|---|
Home Equity Line of Credit (Variable Rate) | Different terms available | Contact the credit union for rates |
APR=Annual Percentage Rate. Rates and terms vary based on creditworthiness. All rates are subject to change without notice. All loans are subject to approval. Maximum Home Equity loan or line of credit is 80% appraised value less current mortgage, if applicable, primary Pennsylvania residences only, for LTV over 80% please contact the credit union.
Fixed-Rate Home Equity Loan Rates (Second Mortgage)
Type | Term | APR |
---|---|---|
Fixed-Rate Home Equity Loan (Second Mortgage) | Up to 60 months | 7.24% - 18.00% |
Up to 120 months | 7.74%-18.00% | |
Up to 180 months | 8.74%-18.00% |
APR=Annual Percentage Rate. Rates and terms vary based on creditworthiness. All rates are subject to change without notice. All loans are subject to approval. Maximum Home Equity loan or line of credit is 80% appraised value less current mortgage, if applicable, primary Pennsylvania residences only, for LTV over 80% please contact the credit union.
Personal Loans Rates
Type | Term | APR |
---|---|---|
Personal Loans | Up to 36 months | 12.75% - 18.00% |
APR=Annual Percentage Rate. Rates and terms vary based on creditworthiness. All rates are subject to change without notice. All loans are subject to approval. All loans paid through ACH/payroll receive a discount of -.25% (overdraft line of credit and home equity line of credit excluded.)
Share or Certificate Secured Rates
Type | Term | APR |
---|---|---|
Share or Certificate Secured | Up to 10 yrs | 3% Above Current Share Rate or Current Certificate Rate |
APR=Annual Percentage Rate. Rates and terms vary based on creditworthiness. All rates are subject to change without notice. All loans paid through ACH/payroll receive a discount of -.25% (overdraft line of credit and home equity line of credit excluded.)