Skip nav to main content.

We believe in second chances

You don’t need a perfect track record to open a checking account with us. Simply get in touch to get started.

Second Chance Checking Account

Ready for a fresh start?

Give us a call or stop by one of our branches to open your checking account.

Rethink your finances

This checking account is packed with useful features, including online banking, a sleek mobile app, and a debit card. Plus, it doesn't prevent you from writing checks or ask you to pay uncomfortably high fees each month.
It's also the perfect stepping stone. After 12 months, if your account is in good standing and you've completed our Balance Modules , you can apply for a Regular Checking Account.

Ready for a fresh start?

Give us a call or stop by one of our branches to open your checking account.

Contact Us

WHO’S ELIGIBLE?
Members who have closures on Chexsystems less than $500.00.
(Must not be delinquent on any PEFCU Loan or have caused PEFCU a loss in the past)

STIPULATIONS:
Monthly service fee of $7.00
Account cannot be negative for more than 30 days & cannot exceed ($100.00) or the account will be closed and may not be reopened.
Direct Deposit is Preferred, but not required
No Courtesy Pay
No Bill Pay
No Third Party checks
No Mobile Deposit