Explore our different checking account choices, including free checking and dividend-earning checking.
Compare Checking Accounts
|Type||Basic Checking Account||Advantage Checking Account||Premier Checking Account|
|Direct Deposit||Not required||Not required||Not required|
|Number of free ATM Transactions||84||Unlimited3||Unlimited3|
|Minimum Maintained Balance||$0||$2,500 in checking||$15,000 in total account|
|Free Checks||First box at account opening2||Free2||Free2|
|Monthly fee for falling below minimum balance||Not Applicable||$5||$5|
|Inactive Fee||$5 per month after 1 year of inactivity||None||None|
|Overdraft from Savings Fee||$4||$0||$0|
|Overdraft from Line of Credit1||$0||$0||$0|
|Online Bill Payer||FREE||FREE||FREE|
|Dividend Rate||No Dividends||Earns Dividends||Earns Dividends|
1 Overdraft Line of Credit is a personal line of credit attached to your checking account. Subject to credit worthiness. There are no transaction fees, however, interest will accrue from the time an advance is made until the balance is paid in full.
2Free checks must be the basic (LIDS) check. The cost for any other style is the responsibility of the member.
3 Fees may be assessed by non-Penn East FCU-affiliated ATM owners.
4 After the first eight free transactions, ATM transactions are $1.50 each. In addition, fees may be assessed by non-Penn East FCU-affiliated ATM owners.