Harvest Big Savings This Fall with Our Limited-Time Home Equity Offer!

Take advantage of your home’s equity with Penn East FCU’s Fall Home Equity Special! Whether you’re looking to renovate your space, consolidate debt, pay for education, or fund a major purchase, our flexible and affordable home equity options can help you achieve your goals. With competitive rates, personalized service, and quick approval, there’s no better time to unlock the value in your home and make your dreams a reality.

Why Choose a Home Equity from Penn East?

  • NO CLOSING COSTS
  • NO APPRAISAL FEE
  • NO POINTS
  • NO APPLICATION FEE
  • Use Direct Deposit and get .25% off loan rate

Get Started Today!

Online Loan Application


*APR=Annual Percentage Rate. Loans are for qualified borrowers and the rate given is based on creditworthiness. Rates are subject to change without notice. No further rate discounts apply. Minimum Home Equity Amount is $15,000, maximum loan amount is 80% of appraisal value less mortgage balance if applicable. Primary PA residences only. Current Penn East FCU loans must include $15,000 in new money. Estimated monthly payment of $29.73 per $1,000 borrowed at 4.49% APR for 36 months. Full details are available at the credit union.

Penn East is my first choice for loans and mortgages. I especially commend the individual attention and help consistently provided by all Penn East employees.

James C.

I’ve been a member for 3 + years. Best bank or Credit Union I’ve ever been with! Great people, very nice, easy online banking, and great customer support!!

Dean B.

I love the service and convenience they provide with online banking. I also enjoy visiting our local credit union as the tellers are very friendly and very helpful.

Lisa V.

I love banking with Penn East because it is easy & convenient. Everyone is helpful & knowledgeable and willing to go the extra mile to be sure the customer is happy.

Mary M.

Best credit union to deal with! Better than any bank! Associates are top notch!

Christie T.

PEFCU gave me a personal loan when I needed it at the hardest time in my life when no one else would. Thank you PEFCU. You changed my life for the better.

Courtney D.

I love PEFCU!! They’re always helpful when needed and I get my paycheck a day early!!

Ashley B.

I love the no transaction fee for international travel!!!

Jodi P.

PEFCU offers incredible customer service and has serviced me and my family for decades; I’ve been a member since I was born! I also appreciate the competitive rates offered to members.

Taylor S.

I love the support I am given at Penn East! Never an issue with any of my banking needs. Plus they give back to the community!

Chris R.

It’s an easy way to save when I can deposit directly from my paycheck, loan rates are very competitive, and the people at Penn East are always very nice and helpful!

Greg K.

Long time member! So satisfied with friendly service, best online service, and all around great banking!

Moira C.

Every branch I have visited has been nothing short of amazing!!! Love banking with Penn East!

Natalie R.

Penn East has great interest rates, friendly service, and has opened doors throughout the past years of my life!

Darie C.

I have been a member for over two decades. I love the fact that I can talk to a human when I call. Definitely a plus!

Denise D.

Best credit union around. Everyone is always so friendly and helpful. It’s more like family then a credit union.

Jacqueline S.

I have been with you guys my entire adult life (35+ years) and my kids are now members!

Janice W.

This was my first banking institution. I have obtained my first CC here and it allowed me to build my credit score. When I got married we decided to use this credit union for our banking and 24 years later this is still the case.

Leonardo M.

I like the ease and availability of Penn East, can’t beat the family like atmosphere of Penn East

Christopher G.

Wonderful service and smiling faces!

James J.

I love being a member of Penn East FCU, not only do you meet all my needs but also the needs of the community.

Leah I.

Great service and a credit union is ALWAYS better than a bank!

Barbara F.

Proud member since 1994. I have always received excellent service and my banking and loan needs have always been met!

Gloria P.

Been a happy and satisfied member for well over 20 years. PEFCU does good work!

Eloise L.

The employees are wonderful and helpful! It is great to use the online banking options everything is very convenient.

Maryann S.

Member of almost 10 years. Love how easy all my loans have been to get and how simple it is to pay them automatically!

Amanda G.

Thrilled with quick response to auto loans for both myself and my husband. Happy to belong to an organization that cares for its members.

Michele M.

I’m a newer member but I’m happy to be banking with a local institution that gives back to the community!

Jared R.

“The folks at Penn East made the process very simple and clear. The Loan Officer called me when she said she would to answer my questions and gave me options. I’m grateful for their help!”

Becky

“My recent Home Equity Loan process was very efficient and straight forward. The loan officer was very knowledgeable and made the process easy and timely for me. Thank you very much for the great service.”

Rebecca