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Terms of Use

Welcome to our website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions of use, which, together with our privacy policy, govern Penn East Federal Credit Union’s relationship with you in relation to this website.

The term ‘Penn East Federal Credit Union’ or ‘Penn East FCU’ or ‘PEFCU’ or ‘us’ or ‘we’ refers to the owner of the website whose registered office is 851 Commerce Blvd, Dickson City, PA 18519. The term ‘you’ refers to the user or viewer of our website.

 

Modification of Terms of Use

Penn East Federal Credit Union reserves the right to modify, amend, or update the terms, conditions, and notices under which the Penn East FCU Website and Online Secured Services are offered. Such modifications will take effect immediately upon posting or as otherwise specified.

You are responsible for regularly reviewing these terms and conditions and any additional terms that may apply. Your continued use of the Penn East Federal Credit Union Website and Online Services constitutes your agreement to all such terms, conditions, and notices. Any updates will include the date of revision for transparency.

Clarification Example: If a change to the Terms of Use involves updates to privacy standards, an accompanying notification will be posted prominently on the website homepage to inform users of the new policy.

In no event shall Penn East Federal Credit Union be liable for any lost data, use, profits, savings, goodwill, or indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or relating to your use or inability to use information contained in this website. Your sole remedy for any damages related to the use of this website or information downloaded from this website is to discontinue use of this website.

 

Website Content

The content of the pages of this website is for your general information and use only. Content is subject to change without notice and will be updated as promptly as possible to maintain accuracy.

Neither we nor any third parties provide any warranty or guarantee as to the accuracy, timeliness, performance, completeness, or suitability of the information and materials found or offered on this website for any particular purpose.

You acknowledge that such information and materials available through this site are provided “AS IS” and with all faults. Content may include technical inaccuracies, typographical errors, or outdated information.

You agree that:

  • The information and materials on this site are for informational purposes only and do not constitute financial advice, an offer to sell, or a solicitation to buy any financial product or security.
  • Any reliance you place on such information and materials is strictly at your own risk.

Penn East Federal Credit Union reserves the right to remove, modify, or update content at any time without prior notification.

 

Intellectual Property Rights

Unless otherwise indicated, the pages, screens, text, logos, images, graphics, sound, information, and materials available through this site (“the information and materials available through this site”) are the property of Penn East Federal Credit Union, its affiliates, or their respective licensors. These materials are protected by copyright, patent, trademark, and other intellectual property laws.

You may not copy, display, distribute, download, license, modify, publish, broadcast, repost, reproduce, reuse, sell, transmit, use to create a derivative work, or use for any public or commercial purpose any of the information and materials available through this site without the express written permission of Penn East Federal Credit Union.

However, you may:

  • Download the information and materials to a computer or print a hard copy for personal, non-commercial use, provided that all copyright or other proprietary notices remain intact.
  • Share information about this site by directing others to its web address.

Requests for exceptions to these terms should be directed to membercare@pefcu.coop.

 

Links to Third-Party Sites

The Penn East Federal Credit Union website contains hyperlinks to third-party websites that we believe may be useful to visitors. These links are provided solely for convenience and do not imply endorsement of the linked sites or their content.

Please note:

  • Once you access another website, you are subject to the terms of use and privacy policy of that site.
  • Penn East Federal Credit Union has no control over the content or practices of third-party websites and disclaims any liability for their accuracy, completeness, or security.

You acknowledge that accessing external sites carries inherent risks, including potential exposure to malware or other harmful software.

Example of Potential Risk: If a third-party site linked from our website contains outdated or inaccurate financial calculators, Penn East FCU is not liable for any errors or misunderstandings caused by their use.

 

Computer Viruses

While we strive to maintain a secure website, it is possible to contract a virus or other malicious code by using the Internet or materials downloaded from it. Penn East Federal Credit Union does not guarantee that this site or its content is virus-free and disclaims liability for any issues arising from such threats.

For your safety:

  • Use up-to-date antivirus software when accessing this or any website.
  • Avoid downloading content from untrusted sources.

Email Communication

Regular email communication is not secure, and any information transmitted via email to this site will not be treated as confidential. We strongly recommend that you avoid sending sensitive personal or financial information via email.

Penn East Federal Credit Union may use emails and other input provided by site visitors for internal purposes, including improving services, without compensation to contributors.

For sensitive matters, please contact us via secure methods outlined on our Contact Us page.

 

Revocation of Access Authorization

Penn East Federal Credit Union reserves the right to revoke your access to this site and its services at any time and without notice for any reason, including but not limited to non-compliance with these Terms of Use. Upon termination, your right to use these services immediately ceases.

 

Patriot Act

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.

 

Miscellaneous

These Terms of Use represent the complete agreement between you and Penn East Federal Credit Union regarding this site. Any updates to these terms will be posted here, and your continued use of the site constitutes acceptance of these changes.

Should any term or provision of the Terms of Use be deemed or held to be invalid or unenforceable, the remaining terms and provisions shall continue in full force and effect.