Your “Fill-In-The-Blank” Loan
No collateral required. Bring your credit and character. We’ll handle the rest.
Not every need in life fits neatly into a loan category like a home or vehicle. Sometimes your child needs braces, the dog has surprise surgery, or you need to put a new windshield on the family wagon without taking a full loss to your checking account. Instead of racking up high-interest credit card debt, consider a Personal Loan from Penn East.
A Penn East Personal Loan requires no collateralization (no title or deed to qualify for funds). Instead, we consider only your income and creditworthiness and provide a loan to you at a low, fair rate and with flexible affordability based on your budget and needs. A Personal Loan is basic, practical borrowing on your terms.
- Flexible repayment terms up to 3 years (36 months)
- Borrow up to $10,000
- Local loan decisions, made by people you know
Monthly Payment
$0.00 /mo
This calculation serves as an estimate for payment examples and is provided for informational purposes only. Individual rates and terms may vary and are subject to approval based on your credit score and the Credit Union's current loan rates.
Penn East is my first choice for loans and mortgages. I especially commend the individual attention and help consistently provided by all Penn East employees.
James C.
I’ve been a member for 3 + years. Best bank or Credit Union I’ve ever been with! Great people, very nice, easy online banking, and great customer support!!
Dean B.
I love the service and convenience they provide with online banking. I also enjoy visiting our local credit union as the tellers are very friendly and very helpful.
Lisa V.
I love banking with Penn East because it is easy & convenient. Everyone is helpful & knowledgeable and willing to go the extra mile to be sure the customer is happy.
Mary M.
Best credit union to deal with! Better than any bank! Associates are top notch!
Christie T.
PEFCU gave me a personal loan when I needed it at the hardest time in my life when no one else would. Thank you PEFCU. You changed my life for the better.
Courtney D.
I love PEFCU!! They’re always helpful when needed and I get my paycheck a day early!!
Ashley B.
PEFCU offers incredible customer service and has serviced me and my family for decades; I’ve been a member since I was born! I also appreciate the competitive rates offered to members.
Taylor S.
I love the support I am given at Penn East! Never an issue with any of my banking needs. Plus they give back to the community!
Chris R.
It’s an easy way to save when I can deposit directly from my paycheck, loan rates are very competitive, and the people at Penn East are always very nice and helpful!
Greg K.
Long time member! So satisfied with friendly service, best online service, and all around great banking!
Moira C.
Every branch I have visited has been nothing short of amazing!!! Love banking with Penn East!
Natalie R.
Penn East has great interest rates, friendly service, and has opened doors throughout the past years of my life!
Darie C.
I have been a member for over two decades. I love the fact that I can talk to a human when I call. Definitely a plus!
Denise D.
Best credit union around. Everyone is always so friendly and helpful. It’s more like family then a credit union.
Jacqueline S.
I have been with you guys my entire adult life (35+ years) and my kids are now members!
Janice W.
This was my first banking institution. I have obtained my first CC here and it allowed me to build my credit score. When I got married we decided to use this credit union for our banking and 24 years later this is still the case.
Leonardo M.
I like the ease and availability of Penn East, can’t beat the family like atmosphere of Penn East
Christopher G.
I love being a member of Penn East FCU, not only do you meet all my needs but also the needs of the community.
Leah I.
Proud member since 1994. I have always received excellent service and my banking and loan needs have always been met!
Gloria P.
Been a happy and satisfied member for well over 20 years. PEFCU does good work!
Eloise L.
The employees are wonderful and helpful! It is great to use the online banking options everything is very convenient.
Maryann S.
Member of almost 10 years. Love how easy all my loans have been to get and how simple it is to pay them automatically!
Amanda G.
Thrilled with quick response to auto loans for both myself and my husband. Happy to belong to an organization that cares for its members.
Michele M.
I’m a newer member but I’m happy to be banking with a local institution that gives back to the community!
Jared R.
“The folks at Penn East made the process very simple and clear. The Loan Officer called me when she said she would to answer my questions and gave me options. I’m grateful for their help!”
Becky
“My recent Home Equity Loan process was very efficient and straight forward. The loan officer was very knowledgeable and made the process easy and timely for me. Thank you very much for the great service.”
Rebecca
Do you have our smartphone app?
Mobile banking that respects and rewards your time.
Life is truly mobile when you download the free Penn East smartphone app for iPhone and Android. Input your online banking login credentials and immediately see your balances, move money, pay your loans or other bills, deposit checks, and much more! Concerned about security? PEFCU’s smartphone app carries the same industry standard encryption as online banking and adds a biometric security using your fingerprint or retina scan (if supported by your device) for even more protection.
Open My Penn East Account
Start Online: It’s Fast, and Easier Than You Think.
You’re welcomed to begin banking with Penn East if you live or work in Lackawanna, Luzerne, Wayne, or Wyoming County. Begin here by clicking the link below or visit one of our 5 local branches and sign up in minutes.
